Financial Planning
To Secure Business Funding
Analyze financial statements, prepare accounting data, and structure your finances so your business is strong and "fully ready" before evaluations by financial institutions or investors.
- Credible Financial Statements
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- Increased Approval Chances
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- Strong Capital Structure
Unlock Maximum Loan Limits
By Speaking the Bank's Language
Analyze and improve profitability (EBITDA)
Manage debt service coverage (DSCR) for approval
Assess Borrowing Capacity for maximum limits
Issues Causing SMEs to Lack Financial Liquidity
Many businesses have great sales and growth potential but get rejected by financial institutions due to these back-office issues.
Weak Financial Statements
Debt-to-Equity (D/E) Ratio is higher than standard benchmarks.
Inconsistent Revenue
Fluctuating cash inflows/outflows, unable to prove steady income.
Net Profit Too Low
Poor tax management resulting in statements showing profits below true potential.
Incomplete Documentation
Missing crucial accounting documents used to reference and verify income.
Outdated Accounts
Pending filings or statements not yet certified by an auditor.
Cash Flow Issues
Bank deposits do not align with the reported sales figures.
The Truth Business Owners Misunderstand:
"Financial Institutions Don't Just Look at Profit"
Having a net profit on your financial statement is good, but it's not the only thing that guarantees confidence. Financial analysts look much deeper to ensure your organization has sufficient potential.
Debt Service Coverage Ratio (DSCR)
Does your Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) cover monthly obligations?
Cash Flow
Does the consistency of cash circulating in your bank statements match the revenue in your financials?
Revenue Continuity
The sales growth trend over the past 3 years and business outlook within the industry.
Quality of Financial Statements
Transparency of accounting entries and auditing by a Certified Public Accountant (CPA).
How Do We Prepare Your Finances?
We optimize your back-office financial and accounting structures to be fully ready.
"Financial Planning" is NOT "Cooking the Books"
At SiamAccount, we absolutely never alter numbers to create false data.Such actions are illegal and create severe long-term risks for business owners.
What we do is "Plan and organize data correctly"
We dismantle systems, correctly categorize misclassified income and expenses, utilize overlooked tax benefits, and structure transparent accounting. This ensures your financial statements reflect 100% of your true potential and business strength.That is the genuine credibility financial institutions want to see.
Is Your Business Financially Ready?
Check your preliminary readiness with these 5 key corporate evaluation criteria.
- Monthly accounts are up-to-date with no pending tasks.
- Historical financial statements certified by a CPA for at least 1-3 years.
- Consistent cash flow (Statements) circulating into the account every month.
- Revenue shown in financial statements matches bank deposits (verifiable).
- Complete and clear trade contracts, tax invoices, and billing documents.
If you lack any of these, you should consult us to improve before applying for evaluations to achieve the best results.
Services to Enhance Your Business's Financial Stability
Financial Planning for Expansion Success Stories
Success achieved through systematic financial structuring.
Hotel Business (Chiang Mai)
Needed 15M THB funding to renovate rooms but faced issues because previous year statements showed profits below criteria due to unrecorded online channel revenue.
Successfully Secured Funding
Our team revamped the accounting system, adjusted statements to accurately reflect OTA revenue, and prepared post-renovation revenue projections for consideration.
Restaurant Business
Needed working capital but evaluation stalled due to pending accounts and cash flow mixed with directors' personal accounts.
Approved for Revolving Credit Line
Resolved pending accounts, clearly separated corporate accounts, and provided monthly Cash Flow summaries to demonstrate true liquidity.
Financial Preparation Services for Specialized Businesses
Financial Statement Prep & Business Advisory in the North
Ready to push local businesses to grow and access funding for sustainable expansion.